Friday, March 13, 2020

How to Be Prepared for Freshman Year of College

How to Be Prepared for Freshman Year of College Did you know, that approximately one third of students who enrol in college drop out during or immediately after their freshman year. This can largely be attributed to the fact that starting college is such a huge transition for students. It can often be the first real taste of independence a young person has and that comes with responsibilities they might find overwhelming. College life is very different to high school, but if you start out having made appropriate preparations for Freshman year then you are more likely to survive! What to Bring with You to College One of the big questions that most new college students have is what they should bring to college with them and how to pack all that. For many Freshmen this will be their first time living away from their parents, so it can be a pretty overwhelming prospect! A great way to prepare is to make a list of things that you think you will need at college. Start with the basics. You will need things like: bedding for your dorm room crockery and silverware to eat of and of course things like cleaning supplies, towels and other basic items. However, you are also going to need a selection of personal items too. These will include: clothing toiletries books music and other personal belongings. A tip for students who move to another city: If you are moving out of state for college then you are also going to need to take appropriate clothing items. If you know there will be cold winters, then pack a warm coat and boots. Similarly, if there is likely to be a hotter climate than at home you will need lighter clothing. Take a Piece of Your Home With You Everything that we have mentioned so far has been fairly practical in nature. However, one of the most important things that a freshman student needs to pack when heading off to college is going to be a special item that reminds them of home! This could be an ornament with sentimental value, a favorite family photograph or maybe even just something that represents your home town. It is perfectly natural to feel a little bit home sick when you head off to college. However, having a small token to remind you of the people you love will bring you some comfort. How to Prepare for Studying in College So, you are all packed up and you have everything you need for college life, but are you prepared for the actual academic aspect? Many freshmen are astounded by just how different college is to high school and it is a good idea to do some research so that you fully understand what you are getting yourself into. How many classes should you even be taking in Freshman year? The first thing to so is choose which classes you are going to take. However, that might be easier said than done. The answer is highly personal. However, as a general rule most colleges recommend 12 to 15 credits for Freshman year. Classes tend to be worth 3 credits, which means you should be looking to take 4 or 5 classes during that first year of college. How to choose your classes? Once you know how many classes to take, the next step if knowing how to choose your classes. If you already know what you are going to major in, then it makes sense to start with some of the classes you require for that. It is also wise to opt for the introductory classes and prerequisites in your first year if for no other reason than to get them out of the way quickly. If you are not too sure what you want to major in then why not spend some time looking at course catalogs to try and shortlist the topics that catch your interest. It’s not even just choosing the classes that can be a little bit daunting. Making the transition from school to college can be completely different to what you were expecting. We advise trying to do as much preparation as possible before you get there. Here are a few basic steps you can take to be better prepared for your college studies: Research what the teachers and professors are like. Look for forums and social media groups where you can meet other students. Study the requirements and learning outcomes for your chosen classes. Start working on your time management and prioritizing skills. Set yourself some goals you hope to achieve during freshman year. Housekeeping for College Freshmen It is also important to get to know your new home. That’s why researching some general housekeeping tasks is also important to prepare you for freshman year at college. Some of the things you might want to find out about include: Finding out where to do laundry. Is there a place in the dorm or do you need to go off campus? Mapping out the local stores you will need to visit including grocery stores, coffee shops, book shops and restaurants. Look for places with a student discount or special deals to help stretch your money a little further. Checking out some of the on-Campus facilities like the library, canteen and other amenities you might want to make use of. Is there a pool or a student gym? Find out some of the college rules and regulations, especially linked to the dorms. Are you allowed visitors? Is there a sign in system? Are there restrictions over common areas? Most colleges will have a student handbook that covers these types of questions. Some of the listed items we have added to our college freshman survival kit before. Havent you seen it yet? Building Your Social Life A big part of college life is of course socializing. Everyone has heard of the legendary dorm parties! Of course, your college social life doesn’t just revolve around partying! One of the big things about college is the sheer diversity of the people you will meet on campus. It can be scary to go off to college and leave your high school friends behind, but college is really the best place to make new friends! Start building your social life by joining some of the many clubs and organizations that are on campus. Whether you are into sports or science you are sure to find a suitable group to join. There are also lots of social events on campus, so you will have plenty of opportunity to meet new people. If you are struggling to make friends during freshman year, you can also think about joining study groups to get to know your classmates a little better – plus as an added bonus it is sure to help your grades too! In conclusion, if you are getting ready to start college it is a good idea to make sure you are as prepared as possible for freshman year. Heading off to college is a big transition and it is easy to get overwhelmed. You will be amazed at just how much a little preparation can help make things easier! Hopefully, these tips and other freshmen tips (infographic) you can find on our website will help you to get things ready before college begins.

Saturday, March 7, 2020

privacy on the internet essays

privacy on the internet essays Internet privacy policy is a very important issue and I am glad our Government is ready to take on the challenging job of regulating Internet commerce. E-commerce has take on a whole new empire of selling personal information collected by business. These businesses, such as CVS,, and, are not only "stealing" your personal information but they are also selling it to anyone who will pay the hefty sum. Up until this point, Internet firms have been able to self-regulate themselves. This has to be changed. The FTC must place strict regulations on privacy policies. Commissioner, I strongly believe that if the FTC does not take immediate action all electronic information is in jeopardy of being "stolen." First and for most I advocate for all Internet web sites to post a clearly defined privacy policy. This privacy policy would explicitly define what information is being recorded, viewed, or sold. Furthermore, it should state what, if any, information is recorded in the cookie placed on my computer. The user should agree upon this statement before viewing the site. This will help to make consumers aware of the Internet site's privacy policy; it will also limit the liability that the Internet site has over what it is doing with the information. Another feature that would help curb the "stealing" of information is to ask the consumer for the specific information. This would give the customer the option to give certain information to a specific web-site and it would put Internet based companies on the same page with traditional businesses. A customer should have the right to choose to be on the mailing list. E-mail address sales should be deemed illegal except under certain circumstances. The exception would be that if a web site such as asks in the form of a yes or no, reply question if their customer would like to be placed on their advertisers e-mailing list. Privacy policies must also dictate what ...

Wednesday, February 26, 2020

Management research project Essay Example | Topics and Well Written Essays - 4000 words

Management research project - Essay Example tructure could enhance the involvement of employees and at the same time, allows for the creation of a culture that caters to the needs of their customers or patrons. Nemiro, Beyerlein, Bradley and Beyerlein (2008) also support the abovementioned by stating that it is through the organization of employees through teams that they are expected to practice working not just by themselves but with others as well. Because of this then, individuals are expected to perform in a more efficient way when they are organized into teams. Fink (1992) on the other hand also states that there are also some advantages that organizations may experience due to individual work. According to him, the motivation, commitment and productivity of workers will significantly increase in the event that they are given the chance to â€Å"own† the process. At the same time, high commitment can also be guaranteed when they are allowed to develop their own standards by which they control the work. It is because of the abovementioned then that the researcher seeks to look into three specific terms in this research: (1) employee motivations; (2) the scheme of working as individuals; and (3) the organization of employees into teams. The next section of this chapter shall then present the general aim of this research. The general aim of this research is to compare the effects of the organization of employees into teams and individual work to their motivation, commitment and productivity. Aside from this, the research shall also have the following objectives: Seven chapters shall make up this study. These seven chapters offer extensive discussion regarding the topic at hand in order to produce valid and reliable conclusions needed for the commencement of the study. The seven chapters are the following: (1) Introduction; (2) Literature Review; (3) Methodology; (4) Company/Industry Background; (5) Findings; (6) Discussions; and lastly, (7) Conclusion. Chapter 2, on the other hand, is devoted to the

Thursday, February 20, 2020

Behaviorally based expectations for responsible student behavior Essay

Behaviorally based expectations for responsible student behavior outside the classroom, directly supervised by a teacher - Essay Example 1.) Use of learning centers/or computer stations a.) Students will follow instructions. – Students will be able to use the learning center/computer station effectively, in orderly manner. b.) Students will leave my place clean. – This will help students maintain the computer stations/learning center. c.) Students will ask assistance when needed. – This will allow students use the learning center/computer station with ease. Implementation of A: A note of instruction and proper use of the leaning center/computer stations is visibly posted in the room. 2.) Student attention/participation during teacher led activities a.) Students will be resilient. – Student will develop the sense of flexibility in every situation in the activities. b.) Students will be respectful. – Being courteous, students will gain respect in return from their peers. c.) Students will know how and when to assert oneself. – This will allow an organized activity, without disorder. Implementation of C: Students are required to raise their hands and wait for teacher’s selection. 3.) Playground time and /or recess a.) Students will be an active participant. – This gives an opportunity for students to show their abilities.

Sunday, February 9, 2020

Survey discussion board 4 Essay Example | Topics and Well Written Essays - 500 words

Survey discussion board 4 - Essay Example by Kim, it was revealed that outsourcing is actually opted as a viable strategy to achieve the following benefits: â€Å"(1) lowering of costs for the outsourcing party, (2) compensation for lack of internal expertise, (3) freeing of managerial and governing personnel to focus on their core competencies and high level issues, and (4) availability of best-in-class practices and the latest technology† (Kim 1). However, the legal issues that need to be taken into account by the outsourcing organization inlcude addressing the terms of the outsourcing agreement (which should clearly and explicitly stipulate the services that are to be provided, the warranties, any disclaimers, and addressing unforeseen events), ownership concerns, privacy and confidentiality issues, jurisdicational concerns particularly affecting the countries where the organization intends to outsource the identified tasks, termination concerns on the agreement, and finally, statutory concerns (Kim). From here, it could be deduced that the outsourcing organization need to prepare additional resources to cater to legal costs that require the preparation of legal documents, as well as the need to address any impending legal concerns that would results from outsourcing. One of the ethical and moral concerns that face the outsourcing organization is addressing the 120 people in South Carolina center that would be displaced, retrenched or simply loses their jobs. As employer, the organization has ethical and moral obligations to ensure that appropriate labor laws are observed and applied to the best interests, not only of the new client, but more so, of the affected employees and the organization, as a whole. Other moral and ethical implications include the need to ensure that the services to be provided are at par with those provided by the South Carolina center but was justified by the lower costs of labor; that the cultural disparities are appropriately addressed, including any language or

Tuesday, February 4, 2020

Evaluate the reasons for the recent global financial crisis. ( Banking Essay

Evaluate the reasons for the recent global financial crisis. ( Banking and Finance Moudle) - Essay Example The recent global economic crisis has been labelled by economists as the worst economic crisis since the Great Depression and the domino effect of the crisis has culminated in the decline of consumer spending, demise of established businesses in key industry sectors and heightened government burden in developed countries (United Nations, 2009 p.1). Indeed, in the United Nations’ â€Å"Global Outlook: Economic Situation and Prospects 2009†, the United Nations comments that â€Å"it was never meant to happen again, but the world economy is now mired in a severe financial crisis since the Great Depression† (United Nations, 2009, p.1). Moreover, the global nature of the economic crisis has not only had a domino impact on national economies, infrastructure and the retail sector; it has also served as a barrier to quick recovery (Shiller, 2008). In evaluating the causal triggers and reasons for the recent economic crisis, this paper will evaluate the concept of financi al crisis with contextual reference to the current global economic crisis with contextual reference to various academic commentary and discourse pertaining to the reasons for the economic meltdown of 2008. ... Academic and media commentary on the crisis has highlighted the point that the immediate trigger was the collapse of the US housing market as a result of the sub prime market disaster upon which the international banking industry had been lending through following trends in the housing market (Ambachtshee et al 2008, p.149). Indeed, the United Nations analysis of the global outlook for 2009 asserted that â€Å"in little over a year, the mid-2007 sub-prime mortgage debacle in the United States of America has developed into a global financial crisis and started to move the global economy into a recession† (United Nations, 2009 p.1). Furthermore, in considering the interrelationship between the sub-prime crisis and the economic crisis, the contagion effects of sub-prime asset backed collateralized debt obligations are reinforced by results of the empirical investigation undertaken by Longstaff in â€Å"The Subprime Credit Crisis and Contagion in financial markets† (2010). Longstaff utilised data for ABX subprime indexes and found evidence of correlation between financial contagion and the subprime liquidity channels (Longstaff, 2010). However, whilst Longstaff acknowledges that the concomitant impact of the subprime crisis clearly had a direct correlation to contagion effects on other markets; Longstaff’s analysis of the data in his investigation suggests that: â€Å"The ABC Index returns forecast stock returns and Treasury and Corporate bond yield changes by as much as three weeks ahead during the subprime crisis† (Longstaff, 2010). To this end, the findings of Longstaff’s analysis undermine the presumption in pre-existing commentary which argued that the subprime assets were intrinsically flawed and unreliable (Longstaff, 2010). Moreover, Longstaff argues that

Thursday, January 30, 2020

Trading Strategies Essay Example for Free

Trading Strategies Essay The Dutch Tulip Boom (1636-1637) The tulips, a beautiful flower usually associated with the Netherlands are flowers that have a very notorious economic history in that country. The tulip is not a native Dutch flower. Like many other products in western Europe, such as the potato and tobacco, tulips came to the Netherlands from another part of the world. Tulip was introduced to the Dutch on the year 1593. It was said that the tulip was first seen by Europeans in Turkey. Scholars now believe that the Turks had been cultivating tulips as early as AD 1000(Sykes, T. (2003),‘Tulips from Amsterdam). Most of these tulips probably originated in areas around the Black Sea, in the Crimea, and in the steppes to the north of the Caucasus. Back then it used to command a very steep price which could be amounting to a small fortune, today the said flowers are available at modest prices. When the Tulip was first introduced to Holland, tulip ownership was primarily limited to wealthy nobles and scholars. Antwerp, Brussels, Augsburg, Paris, and Prague are among some of the cities where such tulips first began to circulate. The exorbitant price as well as the great demand for this commodity gave rise to an extraordinary event in Dutch history – The Tulip boom of   1636 – 1637. The Tulip Boom was an economic phenomenon which   took place on the year 1636. This craze lasted for a year. (McGuigan, B. (2007), ‘What is a Tulip Craze?’, Conjecture Corporation) The cause of the said phenomena was the sudden surge of the demand for tulip flowers and bulbs. The Tulip was prized back then for its rarity, beauty and because of the fact that it takes around 7 years to grow a tulip seed into a bulb. It was said that a reasonable purchase price for an ordinary   single tulip-bulb of the Viceroy variety consists of: â€Å"two [loads] of wheat and four of rye, four fat oxen, eight pigs, a dozen sheep, two ox heads of wine, four tons of butter, a thousand pounds of cheese, a bed, some clothing and a silver beaker. This price roughly estimated to be amounting to   2,500 guilders (Dutch Currency) is of course ridiculously exorbitant nowadays considering that it is only for a piece of bulb which does not even guarantee that it will produce a flower. The said price however during those days   is deemed a Fair and reasonable† purchase price   for an ordinary tulip bulb. Rarer species during the height of the Dutch ‘tulip mania’ in the seventeenth century would be double or triple that price, a Semper Augustus, considered to be even more precious than the Viceroy tulip, could bring in close to 6,000 guilders. (Schulman, B. (2007), ‘Tulip’, The Regents of Minnesota University) Eventually, some tulips were sold at the rate of a single bulb for the value of a house, and lots of bulbs were exchanged for large estates. Tulips became a commodity on the Dutch stock exchanges, allowing people who weren’t cultivators or traders to try to take advantage of this boom. It was noted that many people began putting enormous amounts of wealth into speculation on the tulip market — in extreme cases, even their entire savings or properties. The Tulip craze reached a fevered pitch in the year 1636, which witnessed a lot of   money pouring into the market, as well as speculation on tulip futures offered by traders who had not yet planted bulbs. At around 1637, the market became saturated with the said product, and some traders began to sell, often in large amounts. This caused panic on the so called tulip merchants making them want to sell their tulips immediately even up to the point   of selling cheap. Needless to say the said   speculation caused an enormous downturn. As a   result the   tulip craze ruined many thousands of people financially, as tulip bulbs that had been purchased for the price of a great estate were nearly devalued overnight to the price of common onions. To stop the economy from plummeting and because of the fact that   tulip prices and the practice of tulip speculation became so excessive and frenzied the States of   Holland passed a statute curbing such extremes in the year 1637. (Jones, S. ((2005), ‘House Prices Tulip Mania A lesson from History !’) II.  Ã‚  Ã‚   The Current Global Mining Resources Boom As of the present, Mining companies are in the midst of an immense economic boom, accompanied with high levels of demand and   an above average boost in revenue and profits. It is apparent that   the Global   demand for metals is closely related to global GDP, although rapidly expanding economies tend to have a higher intensity of use of some metals, particularly steels, than advanced countries (Mandaro, L(2006).   ‘Joy Global: No end to mining boom in sight’,). Many analysts believe that the current peaks may represent long-term strength in the market, driven largely by the economic engines of China and India. The rapid growth of   Chinese and Indian economies seem to have been inversely affected by   the   growth of Western economies. The advancement being enjoyed by the two countries is showing   no signs of imminent slump or stagnation. The said Phenomenal levels of this demand were not expected nor anticipated(Achieving High Performance in Mining: Winning Today, Succeeding Tomorrow (1996-2007). The mining industry may not have the same nature of cycles as typically perceived by investors, but the current level of high metals prices appears to be holding up and the predicted peak keeps on moving. Amidst the apparent boom   which the mining sector is experiencing presently, some measures still need to   be implemented   by the   executives of the mining sectors to focus on the opportunities that todays high commodity prices present, it is apparent that the mining sector needs to keep an eye on significant challenges that lie beyond the current boom to achieve high performance. It is a known fact that   although   prices are not likely to drop to the lows which occurred a few years back, the said prices   are likely to fluctuate and fall below todays levels. This assessment is considered accurate given the number of players globally, there is a high risk of investing in future excess capacity. Production costs are skyrocketing, especially energy and input material costs, these variables seem to have diminished the positive effects   the benefits of the commodity boom has in store for the mining industry. In a global industry, commodity price and currency volatility have the potential to erode the benefits coming from the profits being enjoyed by the Mining industry (Ernst Young.(2006) ‘A Timely Opportunity for Private Equity?’). Todays strong market gives companies an opportunity to invest in preparing to meet those challenges. Mining companies need to plan for a potential downturn as well as for continued high demand. In short, they need to balance the ability to exploit todays boom times with well-founded strategies that will continue to deliver value to shareholders in the post-boom period. They also must pay close attention to a range of issues to drive the triple bottom line and focus not only on economic results, but also on the social and environmental impact of their operations. In an era of global competition, mining companies must constantly look for ways to improve those operations, mostly by applying modern technology on the mining equipments used from mines to concentrators to smelters (Ernst Young.(2006) ‘A Timely Opportunity for Private Equity?’). III. The New York Stocks Exchange Commission (NYSE) Stock exchange transactions are basically transactions that involve the day to day activities of brokers and dealers. These individuals facilitate the buying and selling of financial assets. Brokers execute trades on behalf of clients and receive commissions and fees in exchange for matching buyers and sellers. Dealers, on the other hand, buy and sell from their own portfolios (Stock Exchange(2007)) Microsoft MSN Encyclopedia Encarta) .They earn income by selling a financial instrument at a price that is greater than the price the dealer paid for the instrument. Some exchange participants perform both roles. The said transactions occur frequently nowadays and is governed primarily by Stock exchange commissions, the most noted of these organizations would probably be the New York Stocks Exchange Commission.   The New York Stocks Exchange Commission is the worlds largest marketplace for securities. It was   organized back in 1792 by a group of stockbrokers who wanted a more orderly way to sell and buy company stocks (The New York Stock Exchange) (2007),   Encyclopedia Britannica Online). The New York Stock exchange was formerly located at number 40 Wall Street in New York City, But As the said establishment grew it was   later moved into what is currently the New York Stock Exchange Building. Membership was   limited to 1,366 since 1953, and is obtained by purchasing a seat from a current   existing member. Major stock exchanges in the United States include the New York Stock Exchange (NYSE) and the American Stock Exchange (AMEX), both in New York City. The NYSE is   operated by a board of directors, whose primary role is to   list down   securities, to set policies and to supervise the stock exchange and its member activities. Another important function of the NYSE is to oversee the transfer of members seats on the Exchange, which would involve judging whether a potential applicant is qualified to be a specialist. Stock exchanges perform important roles in national economies (New York Stock Exchange – NYSE (2007), Investopedia). Most importantly, they encourage investment by providing places for buyers and sellers to trade securities. This investment, in turn, enables corporations to obtain funds to expand their businesses. The Stock market, is of course the mirror of the current economic situation of a country. The NYSE, being the largest of them all,   would of course imply that any fluctuation occurring in the NYSE stock market   would of course mirror the   economic situation of the U.S. This would best be illustrated by the economic turmoil experienced by the said country on the year 1929. It was an event remembered by many because of a lot of unseemly things happened within a blink of an eye. In the 1920s, things were really rocking in the US and around the world. The rapid increase in industrialization was fueling growth in the economy, and technology improvements had the leading economists believing that the up rise would continue. The enormous amount of unsecured consumer debt created by this speculation left the stock market essentially off-balance. It was on the 24th of October 1929, when   the stock prices began to fall and brokers began to sell. By noon of the same day, millions of shares had been sold. The selling frenzy continued all afternoon. Before the close of the day, 13 million shares had been traded and the market dropped an estimated amount of four billion dollars. Many investors, tried to even things up, and as a course of action they invested their life savings, mortgaged their homes, and cashed in safer investments such as treasury bonds and bank accounts. After some time the realization of what had happened began to sink in, and a full-blown panic ensued. People who had invested their entire life savings during the boom became destitute. Many of the banks which had speculated heavily with their deposits were wiped out by the falling prices, and these bank failures sparked a run on the banking system. As a result many banks and businesses were forced to close. Each failed bank, factory, business, and investor contributed to the downward spiral that would drag the world into the Great Depression. Five days later, the worst possible scenario took place. On that day, over 16 million shares of stock were sold and the market fell over 14 billion dollars. By comparison, the entire budget of the U.S. Government that year was three billion dollars. In one day, the United States lost more capital than it had spent in all of World War I. And so it came to pass that thousands of investors many of them ordinary working people, were financially ruined. By the end of that   year, stock values had dropped by fifteen billion dollars (The Crash,   NYC Architecture. Retrieved August 29, 2007). Bibliography    The Dutch Tulip Boom Schulman, B. (2007), ‘Tulip’, The Regents of Minnesota University, Retrieved August 28, 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚ McGuigan, B. (2007), ‘What is a Tulip Craze?’, Conjecture Corporation,   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Retrieved August 28, 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚ Jones, S. ((2005), ‘House Prices Tulip Mania A lesson from History !’   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Retrieved August 28, 2007 Sykes, T. (2003), ‘Tulips from Amsterdam’, Retrieved August 27, 2007 The Current Global Mining Resources Boom Mandaro, L(2006).   ‘Joy Global: No end to mining boom in sight’, Marketwatch Retrieved August 29, 2007 Achieving High Performance in Mining: Winning Today, Succeeding Tomorrow (1996-2007),   Accenture, Retrieved August 29, 2007. Ernst Young.(2006) ‘A Timely Opportunity for Private Equity?’ Ernst Young Global.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Retrieved August 29, 2007. The New York Stocks Exchange Commission The New York Stock Exchange (2007),   Encyclopedia Britannica Online. Retrieved August 29, 2007.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚ New York Stock Exchange – NYSE (2007), Investopedia   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Retrieved August 29, 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚ The Crash,   NYC Architecture. Retrieved August 29, 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚ EXCHANGE.htm Stock Exchange(2007), Microsoft MSN Encyclopedia Encarta. Retrieved August 29, 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚ Gongloff, M. ‘Attacks could hit economy’. CNN Money. Retrieved August 30, 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚